How We Work

Who Are We?

Unlike many of our corporate competitors we are a Whole of Market Mortgage Broker offering a choice of around 80 lenders and up to 15,000 different mortgage schemes. We are also able to look around a range of different insurers for your insurance needs. was created by Matt Hays of Expert Financial Ltd in Huntingdon, Cambridgeshire. Matt has many years of experience within both the Estate Agency and Financial Services fields and wanted to set up a website that would offer more than a simple list of mortgages. For those people looking for help and advice chosing the right mortgage it's much more important, now more than ever, to take free mortgage advice when it's offered!


Matt has been a mortgage broker offering advice to all types of customers since 2002. He has been working from the Huntingdon offices of harveyrobinson estate agent since 2005 and, more recently, established his own company, Expert Financial Ltd. The Whole of Market advice offered by Expert Financial is free of charge and caters for everyone from first time buyers to seasoned investors with extensive portfolios.

Matt also has a buy to let portfolio of his own enabling him to offer first hand advice on not only the financial aspects of a house purchase, but also things like the considerations important to property choice depending on an individual's own investment goals.

"I have been involved in giving advice to mortgage and buy to let clients for over 10 years now and it's never been a more interesting time. The range of mortgages available and the diversity of my customers mean my job is more challenging than ever!"

"Outside the office most of my time is spent with my wife and two young daughters so my life is constantly on the go. When I get the chance I also like to spend a few hours on the golf course and regularly enjoy a game of football".

What We Do

Mortgages for Purchases, Remortgages and Buy To Let properties

Homebuy, Shared Ownership and Shared Equity mortgage schemes

Mortgages for people with complicated income

Mortgages for people who have had credit difficulties in the past

Life insurance, critical illness cover, family and business protection

Accident, sickness and unemployment cover

Buildings and contents insurance and landlord cover

Mortgage and Insurance reviews to ensure that you are getting value for money uses only fully qualified mortgage professionals.

With a just a few basic details from you, can search the whole mortgage market to see if there is a better deal available. This research is undertaken by a fully qualified Mortgage Professional. This way you can ensure all your needs and goals are being taken into account when choosing your mortgage.